Coaching clients to reduce debt, grow savings and achieve their financial goals faster since 2010
30-minute call · On Zoom · Written summary sent the same day · No obligation
Most money challenges can't be fixed with maths.
They come from habits, pressures and old patterns that a budget alone won't fix. Start with a complimentary Discovery Call and leave knowing exactly where you stand.
Does this sound like you?
Most of us have had a coach at some point: on the sports field, in our career, or someone to talk things through with. But when it comes to money, we rarely think of one.
- You earn a good income, but there's never as much left at the end of the month as there should be.
- You've tried budgets and apps. They work for a few weeks, then life gets in the way.
- You've read the books and have plenty of ideas, but no real action plan.
- You and your partner see money differently, and it's causing tension.
- You've bought a home and the mortgage feels heavier than you expected.
- You know you should be saving and investing more, but somewhere between "I should look at this" and "I'll figure it out later", opportunities keep slipping past.
If you nodded at any of these, you're not bad with money. You just haven't had the right support yet.
★★★★★
"I felt that my money wasn't working as hard as it could. I knew what I should be doing but struggled with the how and follow-through. Now I have a solid roadmap and plan. If this sounds like you as well then being coached by Tony is genuinely valuable."
Helen W.
Google review
★★★★★
"We are watching our savings grow and have a mortgage strategy and a raft of personal goals that we now feel equipped to achieve. Tony was personable, knowledgeable accessible. We can’t recommend him highly enough!"
Luke
Google review
Moving you forward
I don't do cookie-cutter budgets. In fact, the very word "budget" makes me cringe. Here's what I help you do:
Look at the real numbers
Where your money actually goes vs. where you think it goes. Most people are surprised.
Ask better questions
Questions that empower your decisions, not make you feel guilty.
Build your strategy
Your goals, your future. I'm here to help you develop a plan and path that matters most for you.
Keep you moving
Regular or one-off sessions. Someone who can keep you motivated and on track when it really matters.
Who I help
New home owners
Understanding the right framework for your finances that your bank will never tell you.
Reaching your financial goals
Stop flying blind. Set goals that fit your life and actually reach them.
Mortgage strategy
A focused plan that helps remove the worries of future interest rate changes.
Newly self-employed
Build the foundation that makes transitioning from employee to self-employed easy.
What happens on your complimentary Discovery Call
Three simple steps. No preparation needed.
1. We talk
Thirty minutes on Zoom about where you are now, what's been getting in the way, and where you want to be. Partners are welcome to join.
2. I listen for the real drivers
Not just the numbers, but the habits, pressures and beliefs behind your money decisions.
3. You get it in writing
The same day, I send you a written summary of what we uncovered and the steps I'd recommend next.
What you'll get from the call
- A clear, honest picture of where you stand today
- The one or two things that are really holding you back
- A written summary you can keep and come back to
- A recommendation on which coaching option (if any) suits you. No pressure either way.
Options to suit you
There are several coaching and support options, from one-on-one coaching to guided self-paced support, starting from as little as $25 a month. We'll talk through which one fits you on the call.
Prefer to go it alone? See the DIY option
Hi, I'm Tony Hailwood
I'm the founder of Reach Up Financial Coaching and Moneytrainer, and I've been coaching people with their money since 2010. Over that time I've learned that the biggest breakthroughs come from understanding why we make the money decisions we do.
I'm a coach, not a financial adviser, and I don't sell financial products. My job is to help you get clear, make a plan that fits your life, and stick with it.
What clients say
★★★★★ 5.0 on Google
★★★★★
"Clarity and Confidence! I had a single (online) mortgage strategy session with Tony and I walked away feeling confident about my own strategies for reaching savings goals for the next 3-4 years…"
Alice K.
Google review
★★★★★
"We are excited about our future financial goals and motivated because we have a better understanding of how to align these with our strengths."
Linda
Google review
Is this right for you?
A good fit if:
- You want to change how you manage money for good, not just this month
- You're open to looking at your habits, not just your numbers
- You're ready to invest a little in getting it right
Not the right fit (yet) if:
- You need someone to do your budget for you as a one-off
- You're in urgent financial hardship right now
If you're in financial hardship right now, these independent organisations offer free help and are a great place to start:
- Christians Against Poverty (CAP), New Zealand: free debt help and budgeting support. capnz.org
- Citizens Advice Bureau (CAB), New Zealand: free, confidential information and advice. cab.org.nz
- National Debt Helpline, Australia: free, confidential financial counselling. ndh.org.au
Not sure if coaching is right for you?
That's a fair question. So I built the 3-minute Financial Clarity Assessment to show you any gaps you might not be aware of.
If the gaps are big, you'll see where coaching and support could make a real difference. If they're small, the DIY option will probably work just fine.
Take the 'Clarity Assessment' now! The DIY Option
No email required. Just answers.
Common questions
Is the call really at no cost?
Yes. The Discovery Call and written summary are complimentary. If coaching is a good fit, I'll explain the options. There's no obligation to go ahead.
Are you a financial adviser?
No. I'm a financial coach. I don't recommend or sell financial products. I help you understand your money, change your habits and build a plan you can stick to.
Do I need to prepare anything?
No. Just come as you are. A rough idea of your income and main expenses helps, but it isn't required.
Can my partner join?
Yes, and I encourage it. Money works best when you're both on the same page.
Where are you based?
Calls are on Zoom, so I work with people all over New Zealand and Australia.
Book your complimentary Discovery Call
You'll be talking with Tony.
Pick a time that suits you. It takes about a minute.
Can't see a time that works? Send me a message or call me on 027 239 0046 and we'll find one.