Achieving your financial goals
Unlocking your potential
Most people can typically recall one or two times financial goals have received the big tick. That being said making financial goals a normal part of how you do money so they become consistent often seems illusive.
Do any of the following make life financially challenging for you right now?
Do you have a lack of clarity around income, expenses and debt?
The challenge you are likely experiencing:
When you don't have a clear, consistent system to track where your money goes or even what you actually owe and earn this becomes a problem because:
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Without having clear visibility, it is difficult to set realistic financial goals.
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Spending often results from 'spur of the moment' decisions eroding the ability to save.
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Debt payments, subscriptions and other irregular expenses often go unmanaged.
The Impact:
You find yourself living payday to payday even with decent incomes and not clearly seeing any capacity to save for other financial goals like travel or renovations therefore you are at risk of becoming reliant on more debt.
How we help:
Our proven system brings structure into personal finances with greater clarity of what is happening with your finances allowing you to fix money leaks, grow savings and introduce achievable financial goals.
Are emotions driving your spending patterns and making communication difficult?
The challenges you are likely experiencing:
Emotions like stress, boredom, peer pressure or simply wanting short-term reward will be leading to unnecessary spending and money leakage. For couples communication risks breaking down and become inconsistent.
When emotions are driving your money decisions, most of these will be reaction rather than intention.
- For one person saving may be important where for the other, they enjoy the freedom to spend.
- The longer time goes on, the harder it is to determine a financial plan that has room for shared and individual goals.
- Resentment, blame or guilt can creep in eroding trust and any actual progress you might start to make.
The impact:
Life will start to feel like constant arguments, frustration, and compulsive spending because there seems no point in placing any effort into managing finances, particularly if income levels are good.
How we help:
When you partner with Reach Up financial Coaching we are impartial with a focus on helping you understand your strengths and weaknesses with money. Knowing these allows for greater strategic emphasis on how you do money. We call this finding your 'Value System'.
Are finances overwhelming and any thought of achieving financial goals to hard to see possible?
The challenge you may be experiencing:
Financial goals feel too unrealistic or too many to focus on at any one time. They remain vague in nature and life feels like you will only ever exist not thrive.
What you will notice happening:
- A greater inconsistency with clear structure and timelines, goals will be pushed aside because something else seems more important.
- No priority will be given to goals or focused efforts to determine why they are important.
- Without the right balance of goals in motion at any one time, there are no quick wins to assist in keeping momentum.
The impact:
Life will take on a cycle of starting strong but then losing the motivation and giving up. When the giving up becomes the memory of previous efforts, goals will no longer have any focus at all. They simply seem to hard.
How we help:
When you partner with Reach Up Financial Coaching, we assist you to gain the clarity you need to not only prioritise your goals but how to fit these into your financial plan in a realistic way. Your success is our success.
Reaching out has been a life defining moment for my wife and I. Tony has helped us set up realistic and achievable goals with a structure that is so easy to use!
The best part about it is, he doesn’t tell us how to spend our money, but instead he takes OUR value on it and he builds on that.
My wife and I have put our full trust in Tony’s program for the last month and I can honestly say that it has superseded our expectation.
Words cannot describe how much he’s helped us and I have absolutely zero doubt he can do the same for you. Thank you so much Tony, you have been amazing